One rule that can help you budget your income. Try the 50/20/30 technique for managing your household money. Applied over time, it may improve your financial picture. Here’s how you can do it: Assign 50% of your income to essential expenses. Think food, rent, transportation costs, and utilities. Try to avoid using up more than half your monthly income for these needs. Reserve 20% of your income for paying yourself. Invest it, save it, pay down debt with it. Spend the remaining 30% on what you want. Just don’t exceed your 30% limit for lifestyle expenses. You can change the percentages slightly if needed but avoid majorRead More →

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